No-Credit Financing

Lease to Own Financing 💳

Lease Options Based on Your Bank / Income

Get IT Today

Acima makes purchases more affordable, letting you make smaller payments over time. There's no credit needed, so you can qualify based on other criteria. A 90-Day Payment Option is available that gives you an opportunity to save money when you pay off your purchase within the time limit.

Apply for Acima

Get Approved

Acima provides a flexible and creative alternative to traditional consumer lending. We approve applicants every day for New & Recertified devices, Custom Built gaming computers, Apple MacBooks, Dell Ultrabooks, and more. Your financing lease agreement with Acima even covers add-on accessories.

Acima Credit Financing

Acima Leasing FAQ's

Why Use Acima?

Get approved up to $3,000 with a low down payment today! No Credit Needed, and your FICO score will not be impacted. 90-day early purchase option to pay NO INTEREST (option). Easy payments over 12 months or buyout early at any time during your agreement.

Do I Qualify?

More than likely — YES! With tailored payment plans and an easy application process, Acima provides an affordable solution. Eligibility is not based solely on credit.

  • Income History — You should have a three-month history with your current employer / income.
  • Monthly Income — You must deposit at least $1,000 each month into your checking account.
  • Checking Account — You must have a real (physical) bank & checking account for at least 90 days.
  • Bank Activity — Ensure your checking account is free of NSFs, overdrafts, and negative balances.
  • Identity Validation — Have a government-issued photo ID and a social security number or ITIN.