Get IT Today: Acima makes purchases more affordable, letting you make smaller payments over time. There's no credit needed, so you can qualify based on other criteria. A 90-Day Payment Option is available that gives you an opportunity to save money when you pay off your purchase within the time limit.

Get Approved: Acima provides a flexible and creative alternative to traditional consumer lending. We approve applicants every day for New & Recetified devices, Custom Built gaming computers, Apple MacBooks and Dell Ultrabooks, and more. Your financing lease agreement with Acima even covers add-on accessories.

Acima Leasing FAQ’s

Why Use Acima? Get approved up to $3,000 with a low down payment today! No Credit Needed, and your FICO score will not be impacted. 90-day early purchase option to pay NO INTEREST (option). Easy payments over 12 months or buyout early at anytime during your agreement.

Do I Qualify? More than likely - YES! With tailored payment plans available and an easy application process, Acima Credit provides an affordable solution for your larger purchases. Our No-Credit-Needed lease program provides a lease option where eligibility is not based solely on credit, so you can take home what you need today.

• Income History - You should have a three-month history with your current employer / income.

• Monthly Income - You must deposit at least $1,000 each month into your checking account.

• Checking Account - You must have a real (physical) bank & checking account for at least 90 days.

• Bank Activity - Ensure your checking account free of NSFs, overdrafts, and negative balances.

• Identity Validation - Have a government-issued photo ID and a social security number or ITIN.